Would ZFS snapshots work? It is what I use to backup PostgreSQL, much easier and faster than ordinary backup
There is one safe way to make this work: turn off your cluster, back it up with ZFS snapshots, then turn it back on. (Some of Cockroach's production tests do exactly this, in fact, because restoring from ZFS snapshots is so unbelievably fast.) But if you have the flexibility to power cycle your production database off and on in order to back it up... you probably don't need a distributed database, because fault tolerance likely isn't among your requirements.
(I'm a former CockroachDB engineer.)