I can take a few days off for no reason. Most people cannot. 40% of American households cannot afford a $400 expense. That means they're at the whim of their employer as to whether they ever get a break and if they do they're going to take the overtime instead. Most people aren't simply chasing the money either, they're just trying to live.

Leisure is a commodity that is out of the reach of many people now. It is no longer a part of life. This will not change through individual choice, it requires a coordinated reorganization of our society.

Source: https://www.federalreserve.gov/newsevents/pressreleases/othe...