All instagram does is enable influencer and bullying.
Whatsapp is just another way for facebook to hover up all data about you and intrude on private conversation to rent out your eyeballs to advertisers.
Cashless is not a desirable state. And is much more driven by credit card companies that hope you overspent once you don't handle physical money and that hope to make a side profit by profiling the hell out of you.
So if that was the only thing that 4G provided I would be happy without it in my cave.