But the general housing crisis reflects a reality in which basic housing needs for a large portion of the population are either entirely unmet, or are intrinsically perilous, with risk of housing loss at any time high.
Your colourful hypo entirely fails to address that point.
I recommend again On the Media's excellent series on housing, "Scarlet E":
https://www.wnycstudios.org/podcasts/otm/scarlet-e-unmasking...