I have a proposal, and I am certainly not the right person to implement it, but I hope that someone reads this and will.
I would love to dedicate my $125 (assuming I am part of the breach, which is almost certain) to the pursuit of damage, and possibly incarceration, for the Equifax CEO and top executives at the company.
Give me a reputable law firm willing to take my donation, with clear use of proceedings. I bet thousands of people would love to spend that $125 this way.