Yet other people also pay for health insurance... I don't see how your situation is unique.

The thing that the system does, continuously, for decades, is not a "big breakdown". It is obviously the purpose of the system, intended by those who control the system. The system is not waiting for a good person to come along. That candidates lie about everything all the time has been a commonplace assumption throughout my lifetime. Yet still they are elected...

Since I am an anarchist, I often argue against arbitrary authority and its capricious and unjust actions. I contrast my position with those of people like yourself who believe that their own economic decisions entitle them to subvert the autonomy of others.