Amazing, I can't even begin to understand how you reached that conclusion. Maybe you're a 4D being?
I was trying to figure out what he meant / what the assumption indicated, which I still don't understand.
The purpose of the Oakland story is to warn that just because something bad doesn't happen, even for a long time, it does not mean that the bad thing does not happen.
>the consequences for her would probably have been much worse
These are the two linked statements — if she had had a dangerous ride, the consequences could have been worse (abduction in a foreign country etc.) than the consequences of a mugging in your own city.