> "A meta-analysis of cow’s milk intake and hip fracture studies showed no significant protection"
> "milk may sometimes increase bone and hip fracture rates"
Milk and all it's derived products have lactose, so they should be avoided by people that can't digest them properly, which includes, for example, most African Americans and Native Americans among many others.
It's a gradual thing that gets worse with age, you become more and more lactose intolerant. If you find yourself having frequent diarrheas say once a month or so, consider cutting on dairy and see if it improves, you might be slightly lactose intolerant without realizing it.