I don’t disagree with your main point about losing games, but the fee is strictly for Stadia Pro, which permits 4K and 5.1 surround sound. Stadia Base is free and will launch in February, but only permits up to 1080p and stereo sound. You still obviously also need to buy the games though (except F2P). They’re using the “Founder’s Edition” almost like Early Access. If you have Stadia Pro and you stop paying, you lose access to the free games that are included with Pro, which right now are Destiny 2 and Samurai Showdown. This is the same as Xbox Live Gold and the Free Games with Gold. You don’t lose access to the games you purchased if you stop paying for Pro.