> If you have Stadia Pro and you stop paying, you lose access to the free games that are included with Pro, which right now are Destiny 2 and Samurai Showdown. This is the same as Xbox Live Gold and the Free Games with Gold.
Games With Gold are actually free. You need the Gold membership to get them, but you can unsubscribe - they're yours.
Edit: You may be thinking of Game Pass, which behaves in the way you describe.