... as someone once said to me, never enter your PIN into anything other than a bank ATM, i.e., an ATM physically attached to a bank lobby.
While I agree with you, Krebs has documented several ways your ATM card can be skimmed even if you follow that advice:
Almost perfectly disguised skimmer on a Chase bank ATM: https://krebsonsecurity.com/2011/12/pro-grade-3d-printer-mad...
Skimmer on the vestibule door card reader: https://krebsonsecurity.com/2015/03/door-skimmer-hidden-came...