From the OP:
> The Jersey Lilly was the town’s first brick building, built in 1914 as the first bank of a very different Ingomar.
> The nearest town, Forsyth, is “only” 44 miles away. “That’s really close in Montana, trust me.”
If you want to write a dismissive comment, go ahead, but at least get the facts straight (which were clearly stated in the first three paragraphs of the OP).