Our family dental plan is the cost of about 10 cleanings a year, so it’s not a great deal, but we exceed that number and have also used the reduced fee for fillings a few times.

Dental’s historic lack of insurance and relative ease of opening a clinic has obviously made it much more cost-competitive than medical care, so we kind of feel like we are contributing to a future problem by using dental insurance, but it’s hard to turn down the savings now.