Changing the schema of an upstream data source almost always breaks or requires updates to the downstream analytics system. It's an unavoidable problem whether its a microservice or a monolith; you just get to choose where you put the pain.
Consider:
Source Data -> Data Lake -> ETL Process -> Reporting DataWarehouse(s)/DataMart(s) -> User Queries
vs
Source Data -> Data Lake -> User Queries
vs
MonolithDB -> User queries
vs
MonolithDB -> ETL Process -> Reporting DataWarehouse(s)/DataMart(s) -> User Queries
A schema change in the source data should be easily updated in the ETL process in example 1. Most changes are minimal (adding, removing, renaming columns). And for a complete schema redesign in the source data, a new entry in the data lake should be created and the owners of the ETL process should decide if the new schema should be mangled to fit their existing reporting tables or to build new ones. Across the four models I outlined above, the first is by far the easiest to update and maintain, IMO.