> You're gonna pay one way or another.

Only because nonsense like this is allowed.

> Some costs will be more monetary, some will be more health/crime-related, etc, but very few of us live in countries where there is a general desire and will to force people to work.

You should be looking for work. If you haven't tried looking for a job you get your benefits removed. Obviously the Elderly and Disabled should get help but healthy people should be looking for work if they aren't employed.

> What exactly do you suggest as the alternative?

Get a job.