Why isn't it a direct credit towards rent and free food/water/meds instead of cash? Wouldn't that be a way to ensure it isn't stowed away?
People are losing their jobs as we speak, and weeks-long quarantines are happening right now too. I have a couple of friends who have literally no idea how they’re going to stay housed and fed.
What about people for whom this is pretty close to their rent/food/entertainment budget anyway? You want them to sit in their houses staring at each other with no way to pay their bills for [insert streaming entertainment service here]?
You're never going to get 100% of it put back in the economy immediately, but I think a very large percentage of it will.