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I think a lot of people are extrapolating from their experience with monoliths and imagining that Monzo devs are maintaining 1600 tiny monoliths. That's an anxiety-inducing thought.

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I would prefer maintaining a "tiny monolith" over a micro service. At least with the monolith you're writing value-delivering business-logic code. From my experience with micro services you spend more time on boilerplate and the whole HTTP/RPC part and the communication with other services than the actual task the service is supposed to be doing.

Or, maybe you are spending a bunch of time making sure you don't break a rats' nest of dependencies and waiting for things to build.

After the n^th iteration of building an rpc server, such things may be fairly standardised, no?

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