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Honestly, I need two things: a simple interface that let's me log an expense in a few seconds, and a detailed analysis that I can look at (spendings per weekday, per week, per month; maybe an overview that links similar expenses [food] together so that I can see the frequencies?). If that is well done then I'm mostly set.

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> in a few seconds

And in the bare minimum of clicks. Intelligent defaults of cursor placement and number pad.

I've tried a few and cobbling together the best of the best I think it goes something like:

1) take out phone and unlock

2) click on app

3) app opens into entry mode with default category already selected, number pad up and ready to go, and the cursor on the entry. So, all I have to do is enter the price and hit enter.

3) -alt And if I'm entering an non default category it's a click away with large buttons and clear feedback.

4) Close phone

5) put it back in my pocket.

This perfectly describes a Flutter app I made for tracking expenses that me and my SO have been using for the past two years. At first it took some getting used to, but now logging an expense with the correct category takes 2-3 extra secs. We store all this data in Google sheets for easy analysis, and also export to Google BigQuery for easy querying. Having the ability to SQL through all my expenses is just so awesome and powerful

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