It is still not legal. You can attribute Harry Potter to J. K. Rowling all you want. It still won't make it legal to republish her books.
> if you think of it, a lot of original content from Reddit is shared around, we have just done that
Businesses are held to a higher standard that random strangers with pseudonyms on the internet. For one, unlike 14-year-olds on twitter, a bank is supposed to have its metaphorical legal shit together.
If an organization does not understand and comply with such widely-known laws as copyright, what are the odds that they understand and comply with thousands of obscure laws and regulations pertaining to financial institutions? Will it be just a matter of time until a regulator knocks on your door, does an audit, and learns that the company has violated dozens of laws and needs to be shut down immediately?
I would be very concerned about trusting my money with a financial institution who seems to have a tendency to skirt, bend, and outright break the laws.
In general, you can't republish someone else's writing unless you get the permission from the author, or they publish it under a permissive license. Posting to Reddit does not put something in the public domain.
You mean like all of them? You seem to have some kind of axe to grind.