I also do not understand the usefulness of "secret" questions ... mostly the correct answer would be far too easy, so every one with access to my website, Twitter or Facebook pages would be able to answer it (or trick it out of me or someone who knows me).

So now there are a lot of accounts with some very strange answers to their secret questions - answers so far out that I would have to write them down along with the complex password... which makes them completely redundant.