For most accidents there is more than one factor that contributed to the accident. While speed is a measurable and oft-cited factor in a crash, it is not necessarily the reason that the crash occurred. Example: Someone drives 75 in a 70 zone, stops paying attention, and drives off the road into a wall. Speed and inattention could likely both be cited by forensic examiners as a factor, but the crash may have had the same outcome regardless of the speeding and entirely determined by the inattention.
And to the other opposite, there are plenty of scenarios where someone could follow the legal speed limit of a road while operating their car at an unsafe speed. Someone could drive 65 in a 70 zone on an icy road, or past stopped traffic, etc. While they are following the legal speed limit, they are operating at a speed that puts others at risk.
Basically, speed limits are an easy to understand approximation of what is usually a good idea for most drivers in most cars under reasonable conditions. Given that, sometimes they are too high and sometimes they are too low.
You might find this page interesting:
https://www.ite.org/technical-resources/topics/speed-managem...