Just as in mobile gaming you're mainly catering to whales, this kind of customer service is catering to sharks (or snarks?). It's a bad equilibrium to be in since bad customers do exist and the platforms act like they don't. Wisdom of the crowds is in averages, not in catering to the bottom .1%.

I'm in old school insurance and we even have legitimised platforms to catch cheaters, liers and those that would threaten our staff. They don't get insurance anywhere after things like that. I would say that on average that leads to better premiums and better customer service, having procedures to remove the bottom .1% from service.

A transaction shouldn't be based on received value (ex post), but on perceived value (ex ante). Two parties commit to a contract and follow through. We (EU) have laws about how to deal with problems after a legal commitment is made even for online. I think the US has less of that leading to the concept of (ex post) service as being free returns, unlimited refunds etc. It makes business harder, in a way. You can't guarantee happiness but you can guarantee delivering your part of the deal. It's a different mindset based partly on different legalities.