Eliminates risk of 'stealing' a credit card, mostly.
But it would use a butt-ton of numbers. Maybe a UUID?
Eliminates risk of 'stealing' a credit card, mostly.
But it would use a butt-ton of numbers. Maybe a UUID?
It is very neat although I got into strange situations a few times when I needed to prove I was the card owner for a refund or for insurance claims.
Sounds like it would take longer at checkout though?
Lets try to imagine a better future?
But merchants don't implement it... because it's an extra step and consumers don't like it. The very last thing a merchant wants to do is put an extra step in front of someone just about to buy.
Do you go to an app? That's a separate step. Consumers demonstrably don't want extra steps.
Do you integrate it with the merchant and do it automatically? Then it's no safer as there's no authorisation.