.. this does sound like somebody from the "before" of a country where people bring wheelbarrows of devalued currency to exchange for bread.

Haha! An optimist!

If a million people have "money" but there's enough food for 900,000 people, you're going to find the price rises to just a bit more than you can afford. No matter how much money you have, the price will rise to more. See sibling comment about wheelbarrows full of devalued currency.

Food, ironically unlike money, grows in trees. It cannot be magicked into existence and there is a very high risk that there aren't enough people with guns to stop starving mobs.

If things go wrong you'll need a better plan than "I have money". If food supplies literally run out, money will be worthless.

True, this is the argument of a best selling book going around now.

Isn't so fun being a subsistence farmer in deteriorating conditions.