Millennial peer, I feel like it's been a treadmill, forever running but no progress. Living in first in Ottawa then Toronto, I watched affordability of housing slip from attainable in 3-5 years after graduating to virtually impossible without being extremely house poor. That's excluding the crazy high cost of living in general, and the feeling like employers are working to crush an ever-increasing amount of time out of employees. Why bring a kid into this prison? So they can work harder and fall even further behind than I am?