The general assumption with SSD is you have both a SSD and a traditional HDD. As long as you only have program and temp files on a SSD it's loss can have fairly minimal impact. Especially, if you schedule a full disk backup of your SSD weekly. Worst, case you lose a few OS/browser patches ship back the SSD for a replacement drive and move on.
PS: If you want to get fancy you can set up a bootable partition on your HDD and then backup the SSD to that partition.