If it is your credit card information, you would seem to be the victim. In that case Sony is playing the role similar to the US government and is only offering you a shirt instead of a bullet proof vest.

The original analogy though is only accurate depending on where this is taking place. A person living in the suburbs would seem silly for wearing a bullet proof vest. A person walking into a war zone without a vest is an idiot. The question is, which of the two locations best describes the internet.