What seems stupid to me is why wouldn't you at least do some due diligence on the address? Are they really hitting so many houses in a day they can't be bothered to figure out who lives there, and are their snooping tools so poor they only get a single point of data "Possible bogey at this address." Real good way to get someone shot IMO. The reason for a visit and the context around it should be much more front-and-center. Like, from their perspective either this was completely innocent, in which case you don't need Mr. Bad Cop in the first place, or you're walking into a house with a bunch of would-be domestic terrorists, in which case you're going to need a lot more than two plain-clothes officers with guns.
Now what seems alarming to me is the idea that Zoom is automatically SWATting people, just like they used to say about the phone lines. If I say I'm going to "bomb the capitol" on a zoom call am I going to get a visit from Mr. Bad Cop?