My point is, in reality we now trust multiple layers of private banks, payment providers like Visa & MasterCard, Google Pay and Paypal.
These are known to give a fuck about society, shutting down things as they like, and even bringing US jurisdiction into other societies.
The advantages of anonymous payments are purely hypothetical for normal people and only benefit big players. Having digital central bank money would enable us to cut off the private money industry that makes a living with data analysis.