> But the coin is centralised and the governing authority is constantly adding supply.

... the governing authority is constantly managing supply to ensure a 2% level of average inflation :) thereby ensuring resiliency to shocks like global pandemics, and varying population and productivity.

It's also digital, and thankfully, not programmable, because DAO. There's a reason there's no "USLaws.exe" - the vast majority of contract law is about figuring in externalities that failed to be included in the original contract.

The downside of course is the conspiracy theories.