Sure, there's a risk I might miss a payment and get dinged, but you're guarding against Comcast quietly raising your bill $25/mo, or not realizing how much you're truly spending on your credit card every month. Otherwise I agree with the list.
Sure, there's a risk I might miss a payment and get dinged, but you're guarding against Comcast quietly raising your bill $25/mo, or not realizing how much you're truly spending on your credit card every month. Otherwise I agree with the list.
To avoid this, you need to know that you have enough at the correct time in the correct place, and if you're doing that, you might as well click through each payment yourself.
If you're in a tough spot, this also gives you the option to make partial payments against credit cards and incur some interest, which is almost universally a smarter choice than incurring an overdraft charge against your bank account.
I definitely missed it when Verizon upped my bill by $10 a month. But on the other hand I've never had a late fee and I get an hour back a month. So on net I'm positive money and time ymmv.