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Comment by MuffinFlavored | Hacker News Reader

For some reason it carries over to cars a lot. If you lease a 2021 BMW M5 through BMW North America/Financial and you want to make a warranty claim for a defect, is your warranty void if you did some of the work yourself prior?

I think it's something like that. I could be wrong.

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Part of the incentive of leasing a car is having the dealer take care of repairs. Why would you risk your warranty to do the repair yourself? Also, you don't own the car.

If you BUY a tractor, you should be legally allowed to repair it yourself.

You're probably in breach of your finance agreement. A UK youtuber a couple of years back financed an M4, got some mods added, BMW finance called him up and said he had to pay the balance of the finance in 28 days.

He clearly didn't have the funds and was at risk of losing the car with all the added mods.

Nobody should consider they own a car if it's financed. But they are liable for the bad things that can happen.

Financed vs lease are two different things. If you leased the car, then you don't own it, simple as that. If you took out a loan and bought the car, you do own it. There's a lien on it, sure, but that doesn't convey ownership unless you default and the car is repossessed.

It has nothing to do with warranties. This issue currently didn't carry over to cars at all (well not exactly) for the most part you are able to do your own car repairs. Parts exist, both oem and after market. You can even find instruction manuals. But this is not true for tractors.

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