You're saving money at both ends! Not only are you not buying X-rays, but it's also fairly likely that by the time a condition is serious enough to cause you pain, the only option left will be to pull the tooth. Extractions are definitely cheaper than fancy procedures like root canals, fillings, and crowns. At some point you might have no teeth remaining, and you won't have to worry about the issue at all!
Modern dental x-rays involve minuscule radiation levels.