What are you trying to accomplish right now, other than to keep your head above water? Why do you think your tenure of roughly 20 years hasn't been good enough to carry you into a better point in your career?
Another thing I realized was that I was simply wrong. Busting ass isn't what lets you become financially independent by your 40s. The peers I know who retired early, largely were lucky in the startup lottery. Some busted ass, most simply lucked into the right company.