Yeah, if one thinks that kids are expensive they're probably making the right decision of not having any. It is true having that children require changes in the parents lives, which are not only financial, a lot of time gets sunk into family and children. One must enjoy it. I personally do though I can't say I would've said the same thing before having my family, I did not know what it would be like. There is a great positive side and that is the great reward this brings. My life took a different turn for sure and it is for the better.