The CFR in Mumbai, so far, is less than half of the first wave. But due to the rapid rise in cases (elsewhere; Mumbai appears to have peaked on 7 Apr), there's a crunch in beds and especially oxygen.
People crying "it's just a flu" were always missing the point.
The fear factor causes many of those with means to insist on hospitalization. This article talks about it in the context of celebs [1] but I've seen it among my relatives as well where healthy young adults with moderate/high Ct values are admitted on insistence of their parents or themselves.
I read similar reporting about self-arranged oxygen use as well.
[1]: https://www.timesnownews.com/mumbai/article/mumbai-film-star...
Also ties back into the idea that governments need to act earlier than might seem necessary.