Oh, Apple stores will waive the deductible if you ask. They don't even try to charge it if your device was originally sold in the EU.
I've replaced two iphones in the past month, didn't pay a deductible for either.
If you break your phone more than twice a year, a regular phone case probably isn't going to cut it.
>I'm guessing you could get a third party screen repair for less than $230.
Yes, but not 4 third party screen repairs and definitely not even one replacement phone. I've had two total losses in my 2 year applecare period, once the phone was damaged on both sides by a police baton and once by a falling dumbbell. A normal phone case wouldn't have been enough in either of these situations.