I guess apps that have “core functionality” would be exempt, so the apps you mention would probably be allowed to be preinstalled. Or, Apple would have to allow users to choose which apps they install, kind of like how it works in Russia right now.
How exactly does this work in Russia?
As far as I know when you first setup iOS on a Russian iPhone, it asks if you want to install some specific government apps. It was a compromise (on the government’s side) to not force the apps to be fully preinstalled.
And, what if it's not installed? What if it's just some icons/app suggestions that trigger download/installation on first use?