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What is the point of this story? This will objectively never happen for anyone with a ”regular” job, I.e. anywhere within 1 standard deviation or less of the median income.

Also, counting a home’s net worth in assets does not make sense to me unless you can afford to greatly downsize at anytime and the market is liquid.

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If you invest $500 per month for 40 years and get 6% interest, you'll end up with almost a million dollars.

$6,000 per year is a significant portion of your take-home income if you're making the median income in the US, but it's possible.

Having $1M (or even $2M or $3M) 40 years in the future is not FU money. Not to mention that if you are unemployable anyway due to old age, you do not need to say FU to anyone in the first place.

There is no set amount you need to make or save. The goal is to learn what you don't need. One of the things you don't need is to say FU.

The thread stems from onion2k’s claim that a regular job will never get you to “FU money”.

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