Movies just have higher dynamic range where the lounder part is not suitable for home use if you adjust the volume to have the voices at "normal volume". The "problem" exists even if you have proper surround sound systems (obviously, surround sound systems would have it better due to better channel separation, but the volume issue is still there).
Don't get me wrong, I agree that movies released on home media should have a mix that is more balanced (compressed) in loudness. Just that the problem isn't related to the setup of the speakers.