That statement needs tuning then. It's doubtful you have a 529 for your neighbor's college fund or you are bankrupting yourself to pay someone else's medical bills. Did you buy a $2 coffee today ? $2 is what the average Venezuelan earns in a month.

That quote is often associated with Bill Gates in the context of running a charity. In that case it has merit. But on a personal level it makes no sense, at least literally.