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That's a good point. Most people that would retire at $100M would probably retire at $10M, and thus wouldn't make it to that $100M level.

Yeah I think once I got to like, 10 million I'd just pull a Joe Rogan and do whatever I felt like at that point and not work a proper job anymore.

And I'm a long way away from getting that, unless one of my investments pulls a GME or something.

I don't really think this is true. They can end up spending a lot of that 100m on a car collection.

I'm not too greedy. Give me enough money I won't feel too guilty spending a half million on a Lagoon 40 catamaran and a quarter million on a Lamborghini Huracan and enough for a single-family beach house on Lake Michigan or Lake Superior, (and enough investments I can 4% withdraw about 70k a year) and I'll be satisfied.

I agree, I just disagree that they aren't working for the money.

when you get to a point of getting a car collection, you don't spend you start to invest in car collection, hence why you shift buying preferences to exotics with good track record of appreciating in value and simply lease everything else