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Comment by ghufran_syed | Hacker News Reader

Hmm, should changing the windshield and sunroof due to damage count as “maintenance costs”?

I think it’s useful to know that the cost of a new windshield looks 4-5x what it would be on a toyota corolla, but I think calling these high “repair costs” would be more accurate

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The article does say that those costs aren't included in the maintenance total.

But considering that they replaced the entire windshield (and sunroof glass) for what they describe as a stone chip, I'm inclined to believe they may have been overpaying or overdoing maintenance anyways. AAA suggests the price to repair a windshield chip would be around $100, and that replacement isn't necessary if it's smaller than a quarter.

That's exactly what the article does. They don't include the windshield replacement cost under maintenance, they tally it under "repair & damages"

> Hmm, should changing the windshield and sunroof due to damage count as “maintenance costs”?

I am OK with the classification used in the article. A head-on collision would certainly be repair, not maintenance. But chipping a windshield or roof is IMHO maintenance, because it is expected to happen with a certain frequency and you can't really avoid it.

Odd, then why does insurance pay for it in many places? As if it was an accident. In CA and VA and probably many other states, $0 deductible.

In GA you have to pay the deductible unless you opt for additional glass coverage.

So in GA, it's still considered an accident, not a routine* wear situation.

Edit: spelling

Yup, it's accidental.

Breaking your windshield is an accident, according to your insurance.

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