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True but that lower standard of proof is still not easy to meet.

Yes, I agree, but that's not what I was objecting to (pun intended).

I'm not from the US though so bankrupting private individuals through court costs is a science fiction for me

"I'm not from the US though so bankrupting private individuals through court costs is science fiction to me."

It's also science fiction to anyone in the US, where the term "court costs" generally does not mean attorneys fees.