In the EU (well, I can speak for Greece), you get the phone with carrier subsidies, with year-long contracts. You can choose not to get a phone and deduct an amount off your contract each month.
The carrier-subsidized phones are usually exactly the same as the stock devices. Some carriers install one or two apps (rarely), but I've never seen a carrier-locked phone in the hundreds of devices I've seen. Any carrier-sponsored phone works with any other carrier.
It's your money, anyway.