Ok, so the scenario is I buy a headset, create a fake account, load up on games, then abuse the account to get all of it refunded so as to effectively have free use of the games for the period of time.

But I still had to buy a headset, put in a real credit card, pass Facebooks initial "real identity" checks etc. With real human review and some basic policies to prevent repeat abuse this doesn't seem like something that would really open a wide level of abuse. Perhaps sporadic situations where the headset breaks the user decides its the easiest way to get all their purchases refunded.