> In one example, it's a cloud storage company, they say on their marketing page and their about page that they are based in Switzerland and under Swiss law, but if you look at the legal pages the company you sign up with are actually based in Bulgaria. Their servers are based in Texas, USA and Luxemburg, Europe and their development team in Bulgaria.

Just out of curiosity, in this kind of situation what laws actually apply? Wouldn't that be the Bulgarian laws?