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You can have encrypted offsite backups for cheap a la backblaze (and slightly more expensive with other providers if you have principled objections to backblaze).

What would be some objections to Backblaze?

I think only this:

https://news.ycombinator.com/item?id=26536019

Depending on your POV it is either a mild story or a non-story. It certainly doesn't meet my threshold for avoiding a service, but some people are more sensitive.

Sounds like a single point of failure to me as well. I don't think it is that unlikely that laptop unintentionally change owners or just break.

I have an offline backup of the key (encrypted).