Thanks for working this one out, unfortunately you're off by a factor of 1000.
Your calculation comes out to 1.028 TWh
1 TWh = 1,000,000,000 KWh
Your calculation comes out to 1.028 TWh
1 TWh = 1,000,000,000 KWh
Commute: 1.028 TWh
Data centers: ~3.3TWh per trillion (for USD) = 132 TWh
ATMs: 470,135 independent in the US (1.27MWh each per year) = 0.597TWh
Banks: ~98,000 in the US (PDF wasn't clear, using 60MWh each per year) = 5.88 TWh
Card networks: ~1TWh/yr (just assuming "half" of global)
Total: 140.5TWh/yr
https://data.worldbank.org/indicator/FB.CBK.BRCH.P5?location...
https://blog.sfgate.com/lifestyle/2020/08/31/its-electric-ho....
I think your calculation of 3.5 Wh/$ is closer to the real number. When I put $70Tn instead of $404Tn in I get 3.71Wh/$