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>>>I've also heard this bullshit before from older generations, including my parents.

Mark those words my friend...There is truth in them and one day not too long from now that same BS will be coming out of your mouth, I guarantee it!

On a side note, put some of your savings into physical precious metals it may very well be the only thing that will allow You to prosper in the next decade.

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This reminds me of people from a certain generation who say "You'll be more conservative as you get older!" which happened to them because they accrued wealth and assets and (somewhat naturally) want to protect them.

But when you can't accrue wealth or assets (for all of the reasons other posters have listed above), you probably don't end up becoming more conservative as you get older. Quite the opposite.

You're trying to tell us the rules for a game that no longer exists in the way you played it

Yep. I'm pushing 50, and over the last 20 years, I've gone from being a progressive liberal to a Marxist-Leninist. You don't get more conservative as you get older, you get more conservative as you get wealthier.

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